Consumer Loans

• Personal Banking
• Personal Checking
• Personal Savings
• Consumer Loans
• Consumer Credit Cards
• Online Services-Consumer
• Deposit Rates

At Landmark Community Bank we want to help you reach your goals. Whether you are looking for overdraft protection, buying a car, consolidating debt, making home improvements or purchasing a home, we have a loan or a line of credit product to suit your needs. Email us for more information.

Installment Loans

• Secured and unsecured loans are available
• Loan amounts of $2,000 or more
• Predictable monthly payment
• Loans tailored to meet your monthly budget
• Apply by calling one of our Personal Bankers today or in person at one of our branch locations

Mortgage Loans or Mortgage Refinancing

• A loan used to purchase or refinance a home. Repaid in regular monthly payments
• Fixed or variable interest rates available
• Flexible down payment, qualifying payment options
• Land and construction loans also available
• Closing costs and other fees may apply

Home Equity Loans

• An installment loan secured by the equity in your home
• Loan amounts of $5,000 or more
• Borrow up to 75% of the equity in your home
• Tailored repayment schedule to meet your monthly budget
• Competitive rates
• Interest paid may be tax-deductible (Consult your tax advisor)
• Late Fee of 5% of payment amount or $7.80 (whichever is greater)

Home Equity Line of Credit

• A revolving line of credit secured by the equity in your home
• Line amounts of $5,000 or more
• Borrow up to 75% of the equity in your home
• Pay interest only on the amount you use
• A balloon payment will occur if only the minimum periodic payment of interest is made
• Accessed by writing out special Home Equity Line checks
• Can be used for any purpose, not just home improvements
• Interest paid may be tax-deductible (Consult your tax advisor.)
• Late Fee of 5% of payment amount or $7.80 (whichever is greater)

Executive Line of Credit

• An unsecured line of credit linked to your Landmark checking account
• Line amounts start at $5,000
• Also protects you from overdrafts
• Interest rate is tied to the Prime rate

Checking Reserve (Overdraft Protection)

• An unsecured revolving line of credit linked to your Landmark checking account
• Automatically deposits money in increments of $100 to cover overdrafts
• Line amounts range from $1,000 to $3,000
• Protects you from overdrafts and fees
• Make yourself a loan simply by writing out a check
• Easy repayment options
• No annual fee
• Fixed rate of 18%