Personal Checking

Feature:

Landmark Personal Checking Accounts

Basic

Senior
Age 55 & over

Regular
Checking

Club Now

Regatta
Checking

Relationship

Opening Deposit Required

$50

$50

$250

$500

$5,000

$7,500
combined deposits including savings, CDs, IRA,SEP

Minimum Balance

None

None

$250

$500

$5,000
&
direct deposit

$7,500
combined deposits including savings, CDs, IRA/SEP

Monthly Service Fee

None

None

$5.00 service fee per month and $.25 per debit item if daily balance falls below $250

$8.00 if balance falls below minimum

$10.00 if direct deposit is discontinued or if the balance falls below  $5000

$10.00 if balance falls below minimum

Debit Fees

None

No fee for the first 30 debits - $0.25 thereafter. Waived if $1,000 balance is maintained.​

None

None

None

None

Additional Benefits

N/A

*One free box of Landmark Logo wallet style checks per order or $10 credit towards a different style

* Variable rate on tiered balances.

See Deposit Rate Sheet

N/A

*One free box of Landmark Logo wallet style checks per order or $10 credit towards a different style

*One free money order/cashier’s check per day

*CD interest rate may be increased

* Variable rate on tiered balances.

See Deposit Rate Sheet

*Free custom bank checks

*0.10%benefit on CD products

* Variable rate on tiered balances.

See Deposit Rate Sheet

*One free box of Landmark Logo wallet style checks per order or $10 credit towards a different style

*One free money order/cashier’s check per day

* Variable rate on tiered balances.

See Deposit Rate Sheet

Statements

Generated on the 20th of the month

Generated on the 15th of the month with check images included

Generated on the 15th of the month with check images included

Generated on the 10th of the month with check images included.​

Generated at month end with check images included

Generated on the 15th of the month with check images included

Overdraft/NSF Fees

$35.00 per item created by check, in person withdrawal, or electronic withdrawal such as ACH of AFT
$140 maximum fee per day 

 

Other Features

MasterCard Debit or ATM Card

Yes, upon approval​

Overdraft Protection

Yes, upon credit approval

Sweep Transfer

$2.00 per transfer

Telephone Transfer Keyed by Banker

$2.00

$2.00

$2.00

No fee

$2.00

$2.00

Phone Banking

FREE Landmark Line at 763-444-2265

NetTeller Online Banking

FREE - See a Personal Banker to get started.

NetTeller Bill Pay

$3.95/month
No fee for
 first 10 bills -
$0.40 thereafter

​No fee for first 10 bills -
$0.40 thereafter

$4.95/month
No fee for
first 10 bills -
$0.40 thereafter

E-Statements

FREE with NetTeller Online Banking